However, other times, drivers choose to use a fake insurance card rather than pay for legitimate auto insurance. Sometimes, the use of a fake insurance card is caused by scammers posing as a real auto insurance company to collect money. Unfortunately, there has been a rise in the use of fake insurance cards. If you are caught using a fake insurance card, you could face fines up to $2,000 or six months in jail.If your auto insurance coverage lapses, the auto insurance company is required to notify your state’s DMV, so law enforcement is usually aware of whether you are insured or not. While some fake auto insurance card templates can appear legitimate, you can usually spot fake insurance by looking at the details, such as policy jargon, selling licenses, or the history of an insurance company.
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